Terms of Service
Nataraja Yoga 1816006-1 (hereinafter referred to as the “Online Store”) sells services to individual customers in Finland and worldwide. Please note: Customers outside Finland can only pay using a credit card. Other Visma payment options are available exclusively for customers in Finland. We reserve the right to amend these terms of service and prices. All service prices include VAT.
Online Store Contact Information
Email: info@juttaniala.fi
Phone: +358 40 511 2066
Postal Address: 10330 Pinjainen
Placing an Order
Services can be selected and added to the shopping cart on the website. The order is confirmed by paying for the contents of the shopping cart via the online store’s checkout process. By placing an order, you agree to these terms of service, the service prices, and applicable delivery fees. If an email address is provided during the ordering process, an order confirmation will be sent by email. The order confirmation includes details of the ordered services and their prices.
Payment
Payments in the online store are processed by Visma Pay (Visma Payments Oy, Business ID 2486559-4), which is registered with the Finnish Financial Supervisory Authority’s payment institution register. Payments are made via Visma Pay’s online service, and the recipient on the bank statement or invoice will appear as Visma Pay or Visma Payments Oy. Visma Pay forwards payments to the online store. Payments are secure, as all payment transaction details are transmitted over an encrypted connection, ensuring that no external parties can access the payment information.
The purchase agreement is established between the customer and the online store. The online store is responsible for all obligations related to the sale.
For more information about Visma Pay, visit: https://www.visma.fi/vismapay/
Payment Methods
Through Visma Pay, you can pay using online banking, digital wallets, payment cards (credit/debit), invoices, or installment plans. The available payment methods include:
- Online banking: Osuuspankki, Nordea, Danske Bank, Oma Säästöpankki, Säästöpankki, Aktia, Local Cooperative Banks, S-Bank, Handelsbanken, and Ålandsbanken.
- Digital wallets: MobilePay, Masterpass, and Pivo.
- Cards: Visa, Visa Debit, Visa Electron, MasterCard, and Debit MasterCard.
- Invoice/Installment services: Jousto, Alisa Invoice, and Alisa Business Invoice.
MobilePay
You can pay using MobilePay if online payments are enabled in the app settings. Payments made via MobilePay will be charged to the payment card linked to your wallet. If the charge to the card fails, payment via MobilePay will not be possible.
Pivo
Terms and conditions for Pivo are available at: https://pivo.fi/kayttoehdot/pivon-kayttoehdot/
Jousto Invoice and Installments
Jousto is a Finnish service that enables quick and secure purchases. It is intended for individuals with a good credit history. Jousto offers 30 days of interest-free and cost-free payment time. After receiving the invoice, you can choose to pay it in full or in installments (up to 36 monthly payments starting from €9.90/month). The installment option includes a €3.90 monthly fee and an annual interest rate of 19.90%. Purchases between €30 and €3,000 are eligible. The credit provider is Aurajoki Nordic Oy. More information: www.jousto.com
OP Invoice
OP Invoice allows you to make purchases up to €5,000 and pay them interest-free within 45 days. You can also split the payment into multiple installments. To use OP Invoice, you must be over 20 years old, have a Finnish bank account, and be creditworthy. For details, visit: https://www.op.fi/henkiloasiakkaat/paivittaiset/maksaminen/op-lasku
Alisa Invoice
Alisa Invoice is a flexible and secure payment method for all types of purchases. You can divide the invoice into smaller installments and repay over up to 60 months. For more information, visit: https://www.alisapankki.fi/
Visma Pay Payment Service Contact Information
Visma Payments Oy (Business ID: 2486559-4)
Email: helpdesk@vismapay.com
Phone: +358 9 315 42 037 (Mon–Fri, 9:00–16:00)
Address: Brahenkatu 4, 53100 Lappeenranta
Registration and Cancellation Policies
The registration and cancellation terms for courses, retreats, and training programs are provided in the details of each service.
